The worldwide scourge of fraud, day by day is becoming a
phenomenon of multiple changes and permanent mutation, optimizing its ability
to adapt to all kinds of control systems that stand in its way. One of the
peculiarities that it possesses is its link and progress associated with the
devastating advance in computing and technology of the 21st century.
Consequently, fraud becomes versatile, prevailing in any
nation or continent, regardless of language, race, culture or religion, that
is, without any kind of impediments that violate its existence or impede its
devastating advance.